If you're unsure what to get your loved one for Christmas, and you don't have a LOT to spend, invest in LIFE INSURANCE! (cont)
When my hubby died, we didn't have any, nor mortgage insurance, my life would've been different if that had been in place.
I know, not a fun topic, but have that conversation w/ your partner and get it in place. It WILL help when the unforseeable happens.
MPdaCNA M
My recommendations are to check Dave Ramsey .... I only wish we hadn't put it aside years ago